--- title: About Nicki Ramsay, CEO | CardUp description: Bio writeups and press features for Nicki Ramsay, CEO and Founder of CardUp --- [Skip to content](https://www1.cardup.my/about/nicki-ramsay-ceo#main-content) [![CardUp logo](https://www1.cardup.my/hs-fs/hubfs/CardUp%20Logos/carduplogostraightpurple-Cropped.png?width=103&height=32&name=carduplogostraightpurple-Cropped.png "CardUp logo")](https://www1.cardup.my/?hsLang=en-gb) [![CardUp logo](https://www1.cardup.my/hs-fs/hubfs/CardUp%20Logos/carduplogostraightpurple-Cropped.png?width=103&height=32&name=carduplogostraightpurple-Cropped.png "CardUp logo")](https://www1.cardup.my/?hsLang=en-gb) [Personal](https://www.cardup.my/personal/make) | [Business](https://cardup.my) - Solutions - [Domestic payments](https://www1.cardup.my/business/make) - [Collecting payments](https://www1.cardup.my/business/collect) #### Making Payments - [Business payments](https://www1.cardup.my/business/make) - [Bulk invoice digitisation](https://www1.cardup.my/business/make/feature/invoice-digitisation) #### Collecting Payments - [Accept credit cards and FPX](https://www1.cardup.my/business/collect) - Use Cases - Payment Types - [Rent](http://www.cardup.my/blog/personal/paying-rent-with-credit-card) - [Supplier Invoice](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) - [Payroll](http://www.cardup.my/blog/business/payroll-payments-cardup) #### Payment Types - [Rent](https://www.cardup.my/blog/personal/paying-rent-with-credit-card) - [Supplier Invoice](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) - [Payroll](https://www.cardup.my/business/make/payroll) - Pricing - [Making business payments](https://www1.cardup.my/business/make/pricing) - [Collecting business payments](https://www1.cardup.my/business/collect/pricing) - [Personal payments](https://www1.cardup.my/personal/pricing) - Why CardUp? - [Earn card rewards](https://www1.cardup.my/business/rewards) - [Optimise working capital](https://www1.cardup.my/business/working-capital) - [Save time and money](https://www1.cardup.my/business/digitisation) - Company - [About Us](https://www1.cardup.my/about) - [Contact Us](https://www.cardup.my/about#tagcontact) - [Blog](http://www.cardup.my/blog) - [Referral Program](https://www.cardup.my/refer) - [Partners](https://www1.cardup.my/partners) - [Press](https://cardup.co/press) - [Security](https://www1.cardup.my/security) - [Terms of Service](https://www1.cardup.my/homes/terms) - [Privacy](https://www1.cardup.my/homes/policy) - [Careers](https://www.cardup.co/careers) - [Help Center](https://cardupmy.zendesk.com) - [Login](https://app.cardup.my/users/sign_in) - [Sign Up](https://app.cardup.my/users/sign_up) MY - [Singapore](https://cardup.co) - [Hong Kong](https://cardup.hk) - [Malaysia](https://www1.cardup.my?hsLang=en-gb) [Login](https://app.cardup.my/users/sign_in) [Sign Up](https://app.cardup.my/users/sign_up) # Nicki Ramsay, Chief Executive Officer of CardUp [Back to About](https://www1.cardup.my/about?hsLang=en-gb) [Contact us](https://www.cardup.my/about#tagcontact) Nicki Ramsay is CEO and Founder of CardUp, a fast-growing payments platform based in Singapore. An expert in the payments industry, she has built digital payments products and previously worked in various leadership roles for American Express across both Asia Pacific and Europe. During this time, she held leadership roles including Head of Consumer Insight for APAC and Director of International Business Development. She is seen as a thought leader in the fintech space, featured in media such as The Business Times, CNBC, MoneyFM89.3, Channel NewsAsia, and is a regular speaker at industry events including Money20/20 and the Singapore Fintech Festival. Nicki started her career as a management consultant at Deloitte Consulting, after graduating with a first-class degree in Economics. ![Nicki Ramsay, CEO and Founder, CardUp](https://www1.cardup.my/hubfs/Nicki%20-%20Profile%20pic-blog%20copy.png) ## Latest feature ![Nicki Ramsay feature on The Straits Times](https://www1.cardup.my/hubfs/ST%20Feature%20Shot.jpg) #### Me & My Money: Entrepreneur stays nimble to tap new opportunities The Straits Times [Read on](https://www.straitstimes.com/business/invest/entrepreneur-stays-nimble-to-tap-new-opportunities) ![Card-tech’s future, Nicki Ramsay, CardUp](https://www1.cardup.my/hubfs/DF%20Feature%20Shot.jpg) #### Card-tech’s future, Nicki Ramsay, CardUp DigFin [Watch interview](https://www.digfingroup.com/nicki-ramsay/) ![Nicki Ramsay Gen T. 2020 feature with Generation T](https://www1.cardup.my/hubfs/GT%20Feature%20Shot.jpg) #### Gen. T List 2020: Asia's 400 leaders of tomorrow Generation T [See feature](https://generationt.asia/people/nicki-ramsay) ![Nicki Ramsay podcast episode with Stashaway](https://www1.cardup.my/hubfs/SA%20Feature%20Shot.jpg) #### Are You Using Your Credit Cards to Your Advantage? with Nicki Ramsay, Chief Executive Officer of CardUp Stashaway [Listen to podcast](https://www.stashaway.sg/podcast/episode-8-are-you-using-your-credit-cards-to-your-advantage) ## As featured on ![CNBC](https://www1.cardup.my/hubfs/cnbc%202000px-1.png) ![The Straits Times](https://www1.cardup.my/hubfs/The_Straits_Times_2019%20Logo.svg.png) ![The Business Times](https://www1.cardup.my/hubfs/the%20Business%20times%20logo.png) ![MingPao HK Logo](https://www1.cardup.my/hubfs/Press%20logo/MingPao%20HK%20Logo.png) ![New Straits Times logo](https://www1.cardup.my/hubfs/Press%20logo/New%20Straits%20Times%20logo.png) ![The Malaysian Reserve logo](https://www1.cardup.my/hubfs/Press%20logo/The%20Malaysian%20Reserve%20logo.png) ![Dagang News Logo](https://www1.cardup.my/hubfs/Press%20logo/Dagang%20News%20Logo.png) ![techinasia](https://www1.cardup.my/hubfs/techinasia.png) ![techcrunch](https://www1.cardup.my/hubfs/techcrunch-1.png) ![AsiaOne](https://www1.cardup.my/hubfs/AsiaOne_logo.png) ![MergerMarket logo](https://www1.cardup.my/hubfs/Press%20logo/MergerMarket%20logo.png) ![PYMNTS.com logo](https://www1.cardup.my/hubfs/Press%20logo/PYMNTS.com%20logo.png) ![The Paypers logo](https://www1.cardup.my/hubfs/Press%20logo/The%20Paypers%20logo.png) ![e27 ](https://www1.cardup.my/hubfs/e27%20Logo-1.png) ![Singapore Business Review](https://www1.cardup.my/hubfs/Singapore-Business-Review-Logo.png) ![Fintech Singapore](https://www1.cardup.my/hubfs/Press%20logo/Fintech%20Singapore%20logo.png) ![etnet HK](https://www1.cardup.my/hubfs/Press%20logo/etnet%20HK%20logo.png) ![eZone HK](https://www1.cardup.my/hubfs/Press%20logo/eZone%20HK%20logo.jpg) ![TechApple](https://www1.cardup.my/hubfs/Press%20logo/TechApple%20logo.png) ![Moneysmart](https://www1.cardup.my/hubfs/Moneysmart%20logo%20copy.png) ![DollarsandSense](https://www1.cardup.my/hubfs/Press%20logo/DollarsandSense%20logo.png) ![SingSaver](https://www1.cardup.my/hubfs/SingSaver%20Logo-1.png) ![ValueChampion](https://www1.cardup.my/hubfs/Press%20logo/ValueChampion%20logo.png) ![BusinessToday](https://www1.cardup.my/hubfs/Press%20logo/BusinessToday%20logo.png) #### Company - [About Us](https://www1.cardup.my/about) - [Press](https://www.cardup.co/press) - [Security](https://www1.cardup.my/security) - [Careers](https://www.cardup.co/careers) - [Terms of Service](https://www1.cardup.my/homes/terms) - [Privacy Policy](https://www1.cardup.my/homes/policy) #### Support - [Pricing for personal payments](https://www1.cardup.my/personal/pricing) - [Pricing for business payments](https://www1.cardup.my/business/make/pricing) - [Pricing for collecting payments](https://www1.cardup.my/business/collect/pricing) - [FAQs](https://cardupmy.zendesk.com/) #### Make payments - [Make a personal payment](https://www1.cardup.my/personal/make) - [Make a business payment](https://www1.cardup.my/business/make) #### Collect payments - [Collect business payments](https://www1.cardup.my/business/collect) #### Payment types - [Rent](http://www.cardup.my/blog/personal/paying-rent-with-credit-card) - [Payroll](http://www.cardup.my/blog/business/payroll-payments-cardup) - [Supplier invoices](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) - [See all payment types](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) #### Stay connected #### Get in touch **[hellomy@cardup.co](mailto:hellomy@cardup.co)** **[mailto:hellomy@cardup.co](mailto:hellomy@cardup.co)** Press: [**media@cardup.co**](mailto:media@cardup.co) **+60 16 699 9396** #### Stay updated Subscribe to our mailing list to get updates on our latest promos and news. ![carduplogostraightwhite_solid shadow](https://www1.cardup.my/hubfs/carduplogostraightwhite_solid%20shadow.png) © 2026 CardUp Malaysia Sdn Bhd. 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