--- title: Pricing | Collecting business payments | CardUp description: Transparent and flexible pricing for all your business payments collections. Collecting payments on CardUp come with no setup costs and hidden fees. image: https://www1.cardup.my/hubfs/HS%20webpages%20featured%20image%20-%20B2B%20Collect.png --- [Skip to content](https://www1.cardup.my/business/collect/pricing#main-content) [![CardUp logo](https://www1.cardup.my/hs-fs/hubfs/CardUp%20Logos/carduplogostraightpurple-Cropped.png?width=103&height=32&name=carduplogostraightpurple-Cropped.png "CardUp logo")](https://www1.cardup.my/?hsLang=en-gb) [![CardUp logo](https://www1.cardup.my/hs-fs/hubfs/CardUp%20Logos/carduplogostraightpurple-Cropped.png?width=103&height=32&name=carduplogostraightpurple-Cropped.png "CardUp logo")](https://www1.cardup.my/?hsLang=en-gb) [Personal](https://www.cardup.my/personal/make) | [Business](https://cardup.my) - Solutions - [Domestic payments](https://www1.cardup.my/business/make) - [Collecting payments](https://www1.cardup.my/business/collect) #### Making Payments - [Business payments](https://www1.cardup.my/business/make) - [Bulk invoice digitisation](https://www1.cardup.my/business/make/feature/invoice-digitisation) #### Collecting Payments - [Accept credit cards and FPX](https://www1.cardup.my/business/collect) - Use Cases - Payment Types - [Rent](http://www.cardup.my/blog/personal/paying-rent-with-credit-card) - [Supplier Invoice](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) - [Payroll](http://www.cardup.my/blog/business/payroll-payments-cardup) #### Payment Types - [Rent](https://www.cardup.my/blog/personal/paying-rent-with-credit-card) - [Supplier Invoice](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) - [Payroll](https://www.cardup.my/business/make/payroll) - Pricing - [Making business payments](https://www1.cardup.my/business/make/pricing) - [Collecting business payments](https://www1.cardup.my/business/collect/pricing) - [Personal payments](https://www1.cardup.my/personal/pricing) - Why CardUp? - [Earn card rewards](https://www1.cardup.my/business/rewards) - [Optimise working capital](https://www1.cardup.my/business/working-capital) - [Save time and money](https://www1.cardup.my/business/digitisation) - Company - [About Us](https://www1.cardup.my/about) - [Contact Us](https://www.cardup.my/about#tagcontact) - [Blog](http://www.cardup.my/blog) - [Referral Program](https://www.cardup.my/refer) - [Partners](https://www1.cardup.my/partners) - [Press](https://cardup.co/press) - [Security](https://www1.cardup.my/security) - [Terms of Service](https://www1.cardup.my/homes/terms) - [Privacy](https://www1.cardup.my/homes/policy) - [Careers](https://www.cardup.co/careers) - [Help Center](https://cardupmy.zendesk.com) - [Login](https://app.cardup.my/users/sign_in) - [Sign Up](https://app.cardup.my/users/sign_up) MY - [Singapore](https://cardup.co) - [Hong Kong](https://cardup.hk) - [Malaysia](https://www1.cardup.my?hsLang=en-gb) [Login](https://app.cardup.my/users/sign_in) [Sign Up](https://app.cardup.my/users/sign_up) # You decide who pays the fee Collect credit card and FPX payments with the flexibility to decide who pays the transaction fee. It's simple. No gateway or setup fees required. [![Collect credit card and FPX payments at 1% fee!](https://www1.cardup.my/hubfs/24Q1%20New%20Collect%20Offer.png)](https://www1.cardup.my/business/collect/pricing#offer) ## Simple and flexible pricing   ✔️ No platform or setup fees   ✔️ Get started completely free ![Visa](https://www1.cardup.my/hs-fs/hubfs/Visa.png?width=60&height=42&name=Visa.png) ![Mastercard](https://www1.cardup.my/hs-fs/hubfs/Mastercard.png?width=60&height=42&name=Mastercard.png) ![UnionPay](https://www1.cardup.my/hubfs/Rouned-UnionPay-1.png) ![FPX Logo (439 x 308 px) (1)](https://www1.cardup.my/hs-fs/hubfs/FPX%20Logo%20(439%20x%20308%20px)%20(1).png?width=60&height=42&name=FPX%20Logo%20(439%20x%20308%20px)%20(1).png) ###  Domestic cards 2.25% **1%** fee per transaction ###  International cards 3.3% **1%** fee per transaction ###   FPX 1.39%**1%** fee per transaction The 1% credit card and FPX offer is only valid for new collectors, on the first RM5,000 collected, and expires 45 days after account verification. Thereafter, standard processing fees apply, including a minimum fee of RM10 for any payment below RM400. Promotion ends 30 June 2024. See full [T+Cs here](https://www1.cardup.my/business/terms/collectpromo?hsLang=en-gb). [Redeem offer](https://www1.cardup.my/business/collect/pricing#offer) ## Collecting payments with CardUp for free Enjoy **1% fees on the first RM5,000** you collect and receive payout in the **next business day** at an additional fee of 0.25%. Provide your details below. - No platform or setup fee - No technical integration - No strings attached ## Who pays the fee? You may decide if you or your customers will pay. ![Product-benefit-customer-free-1](https://www1.cardup.my/hubfs/Product-benefit-customer-free-1.png) ##### Your business pays the fee Your business pays for credit card acceptance and reconciliation. Your customers enjoy a free and rewarding payment option. ##### or ![Business do not pay fee icon](https://www1.cardup.my/hubfs/Product-benefit-business-free-1.png) ##### Your customer pays the fee Your customers pay for the convenience and benefits of paying by their cards. Your business collect payments for free. ## Start collecting payments with CardUp today. [Get started](https://app.cardup.my/business/sign_up) ## Frequently Asked Questions #### Can my business use CardUp to collect payments? You can sign up to collect payments using your CardUp for Business account if your business - owns a corporate bank account - is at least 2 years old (if your business is registered as a sole proprietor) - is not operating in these **[restricted categories](https://cardupmy.zendesk.com/hc/en-us/articles/4402657461913-CardUp-Collect-Restricted-businesses-to-accept-credit-card-payments)** - if collecting prepaid invoices, amounts to be lesser than RM27,000 (no limit on post-paid invoices) If you meet the requirements, head over to our **[sign up page](https://app.cardup.my/business/sign_up)** to get started. We will get back to you with the next steps within 2 business days. #### Why does CardUp charge a fee? Our fee covers the processing costs to the card-issuing banks and network providers for each transaction made. The fee also ensures our platform remains securefor your everyday use. #### How long does it take for me to receive my payments? As a Collector, you will also be able to select how soon you receive the payout. There are 2 options available: **Standard payout** (receive in 3 business days at no additional fee) or **Next business day payout** (receive payout in the next business day at an additional fee of 0.25%) [See all FAQs](https://cardupmy.zendesk.com/hc/en-us) #### Company - [About Us](https://www1.cardup.my/about) - [Press](https://www.cardup.co/press) - [Security](https://www1.cardup.my/security) - [Careers](https://www.cardup.co/careers) - [Terms of Service](https://www1.cardup.my/homes/terms) - [Privacy Policy](https://www1.cardup.my/homes/policy) #### Support - [Pricing for personal payments](https://www1.cardup.my/personal/pricing) - [Pricing for business payments](https://www1.cardup.my/business/make/pricing) - [Pricing for collecting payments](https://www1.cardup.my/business/collect/pricing) - [FAQs](https://cardupmy.zendesk.com/) #### Make payments - [Make a personal payment](https://www1.cardup.my/personal/make) - [Make a business payment](https://www1.cardup.my/business/make) #### Collect payments - [Collect business payments](https://www1.cardup.my/business/collect) #### Payment types - [Rent](http://www.cardup.my/blog/personal/paying-rent-with-credit-card) - [Payroll](http://www.cardup.my/blog/business/payroll-payments-cardup) - [Supplier invoices](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) - [See all payment types](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) #### Stay connected #### Get in touch **[hellomy@cardup.co](mailto:hellomy@cardup.co)** **[mailto:hellomy@cardup.co](mailto:hellomy@cardup.co)** Press: [**media@cardup.co**](mailto:media@cardup.co) **+60 16 699 9396** #### Stay updated Subscribe to our mailing list to get updates on our latest promos and news. ![carduplogostraightwhite_solid shadow](https://www1.cardup.my/hubfs/carduplogostraightwhite_solid%20shadow.png) © 2026 CardUp Malaysia Sdn Bhd. All Rights Reserved.