--- title: Collect business credit card payments from your customers | CardUp Malaysia description: A business credit card payment collection solution, collect payments from your customers quick and easy, on our no-code platform. image: https://www1.cardup.my/hubfs/HS%20webpages%20featured%20image%20-%20B2B%20Collect-1.png --- [Skip to content](https://www1.cardup.my/business/collect#main-content) [![CardUp logo](https://www1.cardup.my/hs-fs/hubfs/CardUp%20Logos/carduplogostraightpurple-Cropped.png?width=103&height=32&name=carduplogostraightpurple-Cropped.png "CardUp logo")](https://www1.cardup.my/?hsLang=en-gb) [![CardUp logo](https://www1.cardup.my/hs-fs/hubfs/CardUp%20Logos/carduplogostraightpurple-Cropped.png?width=103&height=32&name=carduplogostraightpurple-Cropped.png "CardUp logo")](https://www1.cardup.my/?hsLang=en-gb) [Personal](https://www.cardup.my/personal/make) | [Business](https://cardup.my) - Solutions - [Domestic payments](https://www1.cardup.my/business/make) - [Collecting payments](https://www1.cardup.my/business/collect) #### Making Payments - [Business payments](https://www1.cardup.my/business/make) - [Bulk invoice digitisation](https://www1.cardup.my/business/make/feature/invoice-digitisation) #### Collecting Payments - [Accept credit cards and FPX](https://www1.cardup.my/business/collect) - Use Cases - Payment Types - [Rent](http://www.cardup.my/blog/personal/paying-rent-with-credit-card) - [Supplier Invoice](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) - [Payroll](http://www.cardup.my/blog/business/payroll-payments-cardup) #### Payment Types - [Rent](https://www.cardup.my/blog/personal/paying-rent-with-credit-card) - [Supplier Invoice](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) - [Payroll](https://www.cardup.my/business/make/payroll) - Pricing - [Making business payments](https://www1.cardup.my/business/make/pricing) - [Collecting business payments](https://www1.cardup.my/business/collect/pricing) - [Personal payments](https://www1.cardup.my/personal/pricing) - Why CardUp? - [Earn card rewards](https://www1.cardup.my/business/rewards) - [Optimise working capital](https://www1.cardup.my/business/working-capital) - [Save time and money](https://www1.cardup.my/business/digitisation) - Company - [About Us](https://www1.cardup.my/about) - [Contact Us](https://www.cardup.my/about#tagcontact) - [Blog](http://www.cardup.my/blog) - [Referral Program](https://www.cardup.my/refer) - [Partners](https://www1.cardup.my/partners) - [Press](https://cardup.co/press) - [Security](https://www1.cardup.my/security) - [Terms of Service](https://www1.cardup.my/homes/terms) - [Privacy](https://www1.cardup.my/homes/policy) - [Careers](https://www.cardup.co/careers) - [Help Center](https://cardupmy.zendesk.com) - [Login](https://app.cardup.my/users/sign_in) - [Sign Up](https://app.cardup.my/users/sign_up) MY - [Singapore](https://cardup.co) - [Hong Kong](https://cardup.hk) - [Malaysia](https://www1.cardup.my?hsLang=en-gb) [Login](https://app.cardup.my/users/sign_in) [Sign Up](https://app.cardup.my/users/sign_up) # Get paid online, even if your business is offline Collect credit card payments from your customers quickly and easily, with our no-code solution. ![Visa](https://www1.cardup.my/hubfs/Rounded-Visa-1.png) ![MasterCard](https://www1.cardup.my/hs-fs/hubfs/Rounded-MC.png?width=50&height=35&name=Rounded-MC.png) ![UnionPay](https://www1.cardup.my/hs-fs/hubfs/Rouned-UnionPay-1.png?width=50&height=35&name=Rouned-UnionPay-1.png) ![FPX Logo (439 x 308 px) (1)](https://www1.cardup.my/hs-fs/hubfs/FPX%20Logo%20(439%20x%20308%20px)%20(1).png?width=50&height=35&name=FPX%20Logo%20(439%20x%20308%20px)%20(1).png) [Start collecting payments](https://www1.cardup.my/business/collect#offer) [Get in touch](https://www.cardup.my/about#tagcontact) ## Why use CardUp to collect payments? ![Quick set up to start collecting credit card payments](https://www1.cardup.my/hubfs/13007_Product%20Benefit%20Icons_4.%20Get%20paid%20faster.png) #### Hassle-free setup Start collecting credit card payments from your customers in as fast as one business day. No tech skills or training required to get started! ![Hands navigating CardUp dashboard](https://www1.cardup.my/hubfs/13007_Product%20Benefit%20Icons_5.%20Streamline%20receivables.png) #### Easily manage your receivables Improve the way you manage your receivables with our easy-to-use dashboard. See all past and outstanding payments at a glance. ![Customer pays directly to you](https://www1.cardup.my/hubfs/12417_Brand-Icons_12.-Miscellaneous-payments-2.png) #### Be paid anytime, anywhere Skip the hassle of manual payment collection when you share your custom online payment link. Enable your customers to pay you from anywhere. ![Etonhouse](https://www1.cardup.my/hubfs/Etonhouse%20Company%20logos-1.png) ![Moovaz](https://www1.cardup.my/hubfs/Moovaz-new.png) ![Hmlet](https://www1.cardup.my/hubfs/Hmlet.png) ![YouPrint](https://www1.cardup.my/hubfs/YouPrint.png) ![Canadian International School](https://www1.cardup.my/hubfs/CIS%20Company%20logos-1.png) ## Truly flexible pricing [Limited time offer: 1% fee](https://www1.cardup.my/business/collect#offer) ##### Decide who pays the fee Pay the processing fee for every credit card transaction or pass it on to your customers. The choice is yours. The other party gets to enjoy CardUp for free. See our full pricing [here.](https://www1.cardup.my/business/collect/pricing?hsLang=en-gb) ## How it works ![Create a CardUp account online in minutes and start generating payment request ](https://www1.cardup.my/hs-fs/hubfs/1.%20Get%20started.gif?width=240&height=240&name=1.%20Get%20started.gif "Create a CardUp account online in minutes and start generating payment request ") ##### 1. Set up your account Provide a few details about your business and we will approve your account for payment collection in as fast as one business day. ![Choose to share payment request via link, email or SMS](https://www1.cardup.my/hs-fs/hubfs/2.%20Costumers%20pay%20you.gif?width=240&height=240&name=2.%20Costumers%20pay%20you.gif "Choose to share payment request via link, email or SMS") ##### 2. Let customers pay you Create custom payment links and share them with your customers. Easily enable them to pay you by credit card, without any technical integrations required. ![View payment status on CardUp dashboard](https://www1.cardup.my/hs-fs/hubfs/3.%20Recieving%20monitor%20payment.gif?width=240&height=240&name=3.%20Recieving%20monitor%20payment.gif "View payment status on CardUp dashboard") ##### 3. Track payments Receive your incoming payments directly deposited into your bank account in as fast as one business day. Conveniently track each transaction with our easy-to-use dashboard. [Get started for free](https://www1.cardup.my/business/collect#offer) ## Start collecting at lowered fees! For a limited time only, enjoy **1% fee** on all credit card and FPX payment collections. It's free for both you and your customers. - No platform or setup fee - No technical integration - No strings attached ## Collecting payments made easy with CardUp Select the best payment collection method for your business PAYMENT PAGES ### An easier way to get paid Obtain a secure online payment page for your business instantly. Share your unique URL with your customers and add it to all your invoices. Your customers will now be able to pay you anytime, from anywhere via this page.   ![Include link in digital invoice for customers to click and go to payment checkout page](https://www1.cardup.my/hubfs/Collect-Guest-Checkout-2.gif) ![FPX Assets-1](https://www1.cardup.my/hubfs/FPX%20Assets-1.png) FPX ### Easily reconcile FPX payments Stop manually matching incoming FPX payments against your invoices. Easily track and monitor every payment in one place, right alongside the credit card payments. [Use FPX with CardUp](https://cardupmy.zendesk.com/hc/en-us/articles/22914757351833-Accept-FPX-bank-transfer-payments-on-CardUp-Collect) PAYMENT REQUESTS ### Be assured of your incoming payments Eliminate all reconciliation errors by pre-filling payment amounts and invoice details when you share Payment Requests with your customers. Track all paid and unpaid invoices, all in one place. ![Once payment request is shared, view its status on the same dashboard ](https://www1.cardup.my/hubfs/Collect-3b-value-prop-payment-request-2.gif) ![Collect-3d-value-prop-integration-2-1](https://www1.cardup.my/hubfs/Collect-3d-value-prop-integration-2-1.gif) XERO PLUGIN ### Plays well with your Xero account Collect payments directly from auto-generated links on your Xero invoices. Once your customers pay, the invoice statuses will be seamlessly synced to your Xero account. Reconciliation made simple. [See how CardUp works with Xero](https://discover.cardup.my/collect/xero/) CUSTOM APIs ### Make payments work your way Embed our solution onto your website, platform or app via our customisable APIs. Make your customers' payment experience a seamless and enjoyable one. [Get in touch to discuss](https://www.cardup.my/about#tagcontact) ![Payment powered by CardUp](https://www1.cardup.my/hubfs/Custom-API_2.gif) [Get started now](https://app.cardup.my/business/sign_up) ## Even more features to transform the way you pay ![Multiple payment requests icon](https://www1.cardup.my/hubfs/Product-icon-benefit-multiple-payment-requests.png) #### Bulk invoicing Create multiple payment requests at once ![Get paid directly to your bank account](https://www1.cardup.my/hubfs/13007_Product-Benefit-Icons_16.-Funds-directly-received.png) #### Direct deposit Receive funds without a merchant account ![Multiple digital payment method such as PayNow and credit card](https://www1.cardup.my/hubfs/13007_Product-Benefit-Icons_19.-Payment-options-1.png) #### Payment options Accept card payments from all networks ![View all payments on one online dashboard](https://www1.cardup.my/hubfs/13007_Product-Benefit-Icons_dashboard.png) #### Dashboard monitoring See all past and future payments at once ![Add team member and assign roles](https://www1.cardup.my/hubfs/13007_Product-Benefit-Icons_13.-Team-management.png) #### Team management Assign roles to different team members ![Next day payout](https://www1.cardup.my/hubfs/next-day-payment-icon.png) #### Next day payout Receive funds to your bank account the next business day ## Join the hundreds of businesses who already trust CardUp ![Hmlet logo](https://www1.cardup.my/hubfs/Hmlet%20logo-1.png) "I highly recommend CardUp for any business looking for payment and reconciliation automation and scalability." **Brice Derouet** Head of Finance | Hmlet ![Etonhouse](https://www1.cardup.my/hubfs/Etonhouse-1.png) "The rollout of CardUp has saved us time and resources in our collection and reconciliation processes." **Pang Shi Kang** Financial Controller | Etonhouse ![Portrait of Junxian Lee, Moovaz](https://www1.cardup.my/hubfs/Junxian-1.png) "Our customers' payments are deposited directly into our company bank accounts, and automatically reconciled on our integrated Xero accounts." **Junxian Lee** CEO & Co-founder | Moovaz ![GoBuddy Logo](https://www1.cardup.my/hubfs/Imported%20sitepage%20images/94b7e64e12513d896ad5c9c8d1b78269.png) “We’ve saved about 16 man-hours per month now that our payroll to employees is automated via CardUp. We’re also able to use the additional cash on hand to prioritise business operations.” **Isaac Kow** Chief Executive Officer | GoBuddy ![CardUp is rated 4.9 out of 5 on Google Reviews](https://www1.cardup.my/hubfs/Star%20rating%20w%20text-1.png) ## Have questions about using CardUp to collect payments? #### Can my business use CardUp to collect payments? You can sign up for free and collect credit card payments using your CardUp for Business account if your business - owns a corporate bank account - is at least 2 years old (if your business is registered as a sole proprietor) - is not operating in these **[restricted categories](https://cardupmy.zendesk.com/hc/en-us/articles/4402657461913-CardUp-Collect-Restricted-businesses-to-accept-credit-card-payments)**   If you meet the requirements, head over to our **[sign up page](https://app.cardup.my/business/sign_up)** to get started. We will get back to you with the next steps within 2 business days. #### How can collecting payments be free for my business? [Limited offer: Collect payments completely free for your business and customers with 0% processing fees! Learn more here >](https://www1.cardup.my/business/collect/pricing#offer) When collecting payments through CardUp, you can choose to either absorb the fee or pass it on completely to your customers.  There are no signup, gateway or platform fees when you use our platform. #### How long does it take for me to receive my payments? As a Collector, you will also be able to select how soon you receive the payout. There are 2 options available: **Standard payout** (receive in 3 business days at no additional fee) or **Next business day payout** (receive payout in the next business day at an additional fee of 0.25%) [See all FAQs](https://cardupmy.zendesk.com/hc/en-us) ![SME business owner monitoring business receivables on laptop in cafe](https://www1.cardup.my/hubfs/Website-Images-collect-endCTA.png) ### Digitise your receivables today Join the thousands of businesses that are already collecting digital payments with CardUp [Sign up for free](https://app.cardup.my/business/sign_up) [Get in touch](https://www.cardup.my/about#tagcontact) #### Company - [About Us](https://www1.cardup.my/about) - [Press](https://www.cardup.co/press) - [Security](https://www1.cardup.my/security) - [Careers](https://www.cardup.co/careers) - [Terms of Service](https://www1.cardup.my/homes/terms) - [Privacy Policy](https://www1.cardup.my/homes/policy) #### Support - [Pricing for personal payments](https://www1.cardup.my/personal/pricing) - [Pricing for business payments](https://www1.cardup.my/business/make/pricing) - [Pricing for collecting payments](https://www1.cardup.my/business/collect/pricing) - [FAQs](https://cardupmy.zendesk.com/) #### Make payments - [Make a personal payment](https://www1.cardup.my/personal/make) - [Make a business payment](https://www1.cardup.my/business/make) #### Collect payments - [Collect business payments](https://www1.cardup.my/business/collect) #### Payment types - [Rent](http://www.cardup.my/blog/personal/paying-rent-with-credit-card) - [Payroll](http://www.cardup.my/blog/business/payroll-payments-cardup) - [Supplier invoices](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) - [See all payment types](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) #### Stay connected #### Get in touch **[hellomy@cardup.co](mailto:hellomy@cardup.co)** **[mailto:hellomy@cardup.co](mailto:hellomy@cardup.co)** Press: [**media@cardup.co**](mailto:media@cardup.co) **+60 16 699 9396** #### Stay updated Subscribe to our mailing list to get updates on our latest promos and news. ![carduplogostraightwhite_solid shadow](https://www1.cardup.my/hubfs/carduplogostraightwhite_solid%20shadow.png) © 2026 CardUp Malaysia Sdn Bhd. All Rights Reserved.