--- title: Payments made more rewarding | CardUp description: Earn up to miles, points or cashback when you shift your payments onto your credit card using CardUp image: https://www1.cardup.my/hubfs/HS%20webpages%20featured%20image%20-%20Generic.png --- [Skip to content](https://www1.cardup.my/business/rewards#main-content) [![CardUp logo](https://www1.cardup.my/hs-fs/hubfs/CardUp%20Logos/carduplogostraightpurple-Cropped.png?width=103&height=32&name=carduplogostraightpurple-Cropped.png "CardUp logo")](https://www1.cardup.my/?hsLang=en-gb) [![CardUp logo](https://www1.cardup.my/hs-fs/hubfs/CardUp%20Logos/carduplogostraightpurple-Cropped.png?width=103&height=32&name=carduplogostraightpurple-Cropped.png "CardUp logo")](https://www1.cardup.my/?hsLang=en-gb) [Personal](https://www.cardup.my/personal/make) | [Business](https://cardup.my) - Solutions - [Domestic payments](https://www1.cardup.my/business/make) - [Collecting payments](https://www1.cardup.my/business/collect) #### Making Payments - [Business payments](https://www1.cardup.my/business/make) - [Bulk invoice digitisation](https://www1.cardup.my/business/make/feature/invoice-digitisation) #### Collecting Payments - [Accept credit cards and FPX](https://www1.cardup.my/business/collect) - Use Cases - Payment Types - [Rent](http://www.cardup.my/blog/personal/paying-rent-with-credit-card) - [Supplier Invoice](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) - [Payroll](http://www.cardup.my/blog/business/payroll-payments-cardup) #### Payment Types - [Rent](https://www.cardup.my/blog/personal/paying-rent-with-credit-card) - [Supplier Invoice](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) - [Payroll](https://www.cardup.my/business/make/payroll) - Pricing - [Making business payments](https://www1.cardup.my/business/make/pricing) - [Collecting business payments](https://www1.cardup.my/business/collect/pricing) - [Personal payments](https://www1.cardup.my/personal/pricing) - Why CardUp? - [Earn card rewards](https://www1.cardup.my/business/rewards) - [Optimise working capital](https://www1.cardup.my/business/working-capital) - [Save time and money](https://www1.cardup.my/business/digitisation) - Company - [About Us](https://www1.cardup.my/about) - [Contact Us](https://www.cardup.my/about#tagcontact) - [Blog](http://www.cardup.my/blog) - [Referral Program](https://www.cardup.my/refer) - [Partners](https://www1.cardup.my/partners) - [Press](https://cardup.co/press) - [Security](https://www1.cardup.my/security) - [Terms of Service](https://www1.cardup.my/homes/terms) - [Privacy](https://www1.cardup.my/homes/policy) - [Careers](https://www.cardup.co/careers) - [Help Center](https://cardupmy.zendesk.com) - [Login](https://app.cardup.my/users/sign_in) - [Sign Up](https://app.cardup.my/users/sign_up) MY - [Singapore](https://cardup.co) - [Hong Kong](https://cardup.hk) - [Malaysia](https://www1.cardup.my?hsLang=en-gb) [Login](https://app.cardup.my/users/sign_in) [Sign Up](https://app.cardup.my/users/sign_up) # Payments made more rewarding Earn miles, points and cashback when you shift your payments onto your credit card using CardUp. [Get started for free](https://app.cardup.my/business/sign_up) [Get in touch](https://www.cardup.my/about#tagcontact) ![Illustration of girl opening box of unlimited rewards, coins and air travel tickets](https://www1.cardup.my/hubfs/Benefits-Rewards-2.png) #### Over 500,000,000 air miles already earned by our customers "We pay everything we can through CardUp, which maximises our credit card miles. This has helped us with our many vacations including to Iceland and back!" ![barry-1](https://www1.cardup.my/hubfs/barry-1.png) **Barry and Laura** Uses CardUp for rent and income taxes "Skiing with our kids was the highlight of our year. We used the reward miles earned to fly to Switzerland, all thanks to CardUp!" ![The o-Reilly Family photo](https://www1.cardup.my/hubfs/oreilly-family-logo.png) **The O'Reilly Family** Uses CardUp for rent and taxes ![Illustration of people celebrating rewards with their credit card](https://www1.cardup.my/hubfs/Rewards-%26-Working-Capital-05.png) ## How many air miles can you earn? ##### Pay Nick uses his credit card on CardUp to pay his rent and insurance ##### Earn His card rewards him with air miles and cashback ##### Redeem With the rewards earned, he essentially gets cost savings via cashback, or cheaper flight tickets via the air miles earned! \*CardUp charges a processing fee per transaction, starting from just 2.25% ![Rewards calculator](https://www1.cardup.my/hubfs/13007_Product%20Benefit%20Icons_%2021.%20Rewards-calculator-2.png) ### Calculate your potential rewards Using our handy rewards calculator, estimate the rewards you can earn from your largest expenses. [Check out rewards calculator](https://www1.cardup.my/personal/rewards-calculator?hsLang=en-gb) ### CardUp supports cards from all major banks and issuers ![Affinbank](https://www1.cardup.my/hubfs/Bank%20logos/Affinbank.png) ![Agrobank](https://www1.cardup.my/hubfs/Bank%20logos/Agrobank.png) ![Alliance Bank](https://www1.cardup.my/hubfs/Bank%20logos/Alliance%20Bank.png) ![AmBank](https://www1.cardup.my/hubfs/Bank%20logos/AmBank.png) ![Bangkok Bank](https://www1.cardup.my/hubfs/Bank%20logos/Bangkok%20Bank.png) ![Bank Islam](https://www1.cardup.my/hubfs/Bank%20logos/Bank%20Islam.png) ![Bank of America](https://www1.cardup.my/hubfs/Bank%20logos/Bank%20of%20America.png) ![Bank of China](https://www1.cardup.my/hubfs/Bank%20logos/Bank%20of%20China.png) ![BNP Paribas](https://www1.cardup.my/hubfs/Bank%20logos/BNP%20Paribas.png) ![BSN](https://www1.cardup.my/hubfs/Bank%20logos/BSN.png) ![China Construction Bank](https://www1.cardup.my/hubfs/Bank%20logos/China%20Construction%20Bank.png) ![Citibank](https://www1.cardup.my/hubfs/Bank%20logos/Citibank.png) ![CIMB](https://www1.cardup.my/hubfs/Bank%20logos/CIMB.png) ![HL Bank](https://www1.cardup.my/hubfs/Bank%20logos/HL%20Bank.png) ![HSBC-1](https://www1.cardup.my/hubfs/Bank%20logos/HSBC-1.png) ![ICBC](https://www1.cardup.my/hubfs/Bank%20logos/ICBC.png) ![Maybank](https://www1.cardup.my/hubfs/Bank%20logos/Maybank.png) ![Mizuho](https://www1.cardup.my/hubfs/Bank%20logos/Mizuho.png) ![MUFG](https://www1.cardup.my/hubfs/Bank%20logos/MUFG.png) ![OCBC Bank](https://www1.cardup.my/hubfs/Bank%20logos/OCBC_Bank_logo_logotype_Singapore.png) ![Public Bank](https://www1.cardup.my/hubfs/Bank%20logos/Public%20Bank.png) ![RHB](https://www1.cardup.my/hubfs/Bank%20logos/RHB.png) ![Standard Chartered Logo](https://www1.cardup.my/hubfs/Bank%20logos/SCB.png) ![UOB logo](https://www1.cardup.my/hubfs/Bank%20logos/1200px-UOB_logo.png) ## Have questions about earning card rewards using CardUp? #### What payments can I make with CardUp? You can shift payments currently made by cash, cheque or bank transfers onto your cards using CardUp, even where cards are not accepted. This includes payments such as: - Rent - Payroll - Supplier invoices You can view the full list **[here](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-)**. #### Will I earn rewards on my credit card for payments made through CardUp? All spend made using a Malaysia-issued card on your CardUp-registered account are eligible for the base earn rate of miles, points or cashback on most credit cards, including for payments such as payroll and rent.  #### How will the rewards earned outweigh the CardUp fee? Rest assured for many credit cards in Malaysia, the value of the rewards gained will outweigh our fees. [Get in touch with us](https://www1.cardup.my/about#tagcontact) to see learn how much rewards you'll earn with your spend! [See all FAQs](https://cardupmy.zendesk.com/hc/en-us) ![Lady happily making online payment on laptop, with credit card](https://www1.cardup.my/hubfs/Bank%20logos/Website-Images-personal-endCTA.png) ### Maximise your credit card rewards today Join the thousands of businesses who have processed rewarding payments with CardUp [Sign up for free](https://app.cardup.my/business/sign_up) ## More than just about earning rewards ![Illustration of woman enjoying flow of cash](https://www1.cardup.my/hs-fs/hubfs/Benefits-Working%20Capital-1.png?width=375&height=250&name=Benefits-Working%20Capital-1.png "Illustration of woman enjoying flow of cash") ### Free up cash on hand Tap on your credit card line for up to 2 months of interest-free working capital. Your recipients get paid on time, but you pay only when your card bill is due. [Optimise working capital](https://www1.cardup.my/business/working-capital?hsLang=en-gb) ![Man enjoying more free time from digitising payables](https://www1.cardup.my/hs-fs/hubfs/Benefits-Digitisation-2.png?width=375&height=250&name=Benefits-Digitisation-2.png "Man enjoying more free time from digitising payables") ### Digitise and automate Cut down on thousands of dollars each month, and solve for the many inefficiencies of traditional payment processes through our automation workflows. [Streamline payments](https://www1.cardup.my/business/digitisation?hsLang=en-gb) #### Company - [About Us](https://www1.cardup.my/about) - [Press](https://www.cardup.co/press) - [Security](https://www1.cardup.my/security) - [Careers](https://www.cardup.co/careers) - [Terms of Service](https://www1.cardup.my/homes/terms) - [Privacy Policy](https://www1.cardup.my/homes/policy) #### Support - [Pricing for personal payments](https://www1.cardup.my/personal/pricing) - [Pricing for business payments](https://www1.cardup.my/business/make/pricing) - [Pricing for collecting payments](https://www1.cardup.my/business/collect/pricing) - [FAQs](https://cardupmy.zendesk.com/) #### Make payments - [Make a personal payment](https://www1.cardup.my/personal/make) - [Make a business payment](https://www1.cardup.my/business/make) #### Collect payments - [Collect business payments](https://www1.cardup.my/business/collect) #### Payment types - [Rent](http://www.cardup.my/blog/personal/paying-rent-with-credit-card) - [Payroll](http://www.cardup.my/blog/business/payroll-payments-cardup) - [Supplier invoices](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) - [See all payment types](https://cardupmy.zendesk.com/hc/en-us/articles/900002691246-What-can-I-pay-with-CardUp-) #### Stay connected #### Get in touch **[hellomy@cardup.co](mailto:hellomy@cardup.co)** **[mailto:hellomy@cardup.co](mailto:hellomy@cardup.co)** Press: [**media@cardup.co**](mailto:media@cardup.co) **+60 16 699 9396** #### Stay updated Subscribe to our mailing list to get updates on our latest promos and news. ![carduplogostraightwhite_solid shadow](https://www1.cardup.my/hubfs/carduplogostraightwhite_solid%20shadow.png) © 2026 CardUp Malaysia Sdn Bhd. All Rights Reserved.