Turn life's expenses into life experiences

Earn miles, points & cashback on payments currently made by cash, cheque or bank transfers, even where credit cards are not accepted.

Get started for free

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Reference of payment types available in CardUp Malaysia platform.

Pay virtually any of life's expenses by card

Earn miles, points and cashback on these payment types traditionally not payable by card.

Rent

Renovation

Mortgage

Car loan

Education

Insurance

Season parking

Property Maintenance

Helper Salary

Income Tax

See all available payment types

How it works

1. Set up your payment

Sign up for free. Enter the payment details. The payment is charged to your card with a small fee. You can pay anyone, even if they don't use CardUp.

2. Your recipient gets paid

Once your payment is scheduled, your recipient receives the funds via bank transfer.

3. Sit back and earn rewards

Sit back, relax and earn the rewards on your favourite credit cards from these payments. Here's to more miles, points and cashback!

Get started for free

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Wondering how much CardUp can help you save on your next flight?

Use our free rewards calculator to see how much miles you can earn!

Are you new here?

Let us send you our latest promo code and tips to getting started! We are more than happy to help you unlock card rewards on all your life's expenses.

CardUp supports cards from all major banks and issuers

Want to use CardUp for your business expenses?

We've got your payroll, supplier invoices and more covered. Let's get down to business.

Learn more

The smartest way to earn more rewards

MAKING PAYMENTS

Earn more rewards on more payments

Shift your cash and cheque payments onto your credit cards with CardUp, even if your recipients do not accept cards. This lets you rack up miles, points cashback on payments you're already making.

Calculate how much you can earn >

RECURRING PAYMENTS

Set up once, earn on repeat

Weekly, monthly or even fortnightly payments? Easily schedule a year's worth of payments in minutes and never worry about late payment fees again. Sit back, relax and watch your rewards roll in.

See how to set up a payment

REFERRAL PROGRAM

Share your love of card rewards

Get up to RM12,000 off your CardUp fees when you refer friends or businesses to our platform. They get up to RM600 off their first payment and also start earning credit card rewards where they couldn't previously!

Learn more

Security is at the core of our platform

Our headquarters are licensed by the Monetary Authority of Singapore (MAS) and keep your data safe with our PCI-DSS compliant and 256-bit encrypted platform. What this means is that our platform meets the highest security standards to ensure that your payments are safe, secure and yours.

Learn how we keep your payments secure

Even more features to transform the way you pay

Dashboard monitoring

See all past and upcoming scheduled payments on one page

Real-time updates

Receive payment status updates and alerts via email and SMS

Manage multiple cards

Add multiple cards and choose the right card for each payment type

Rewards calculator

Calculate the rewards you can earn for different card types

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Reliable support

Get friendly support from our team every step of the way

Get in touch

Have questions about using our platform?

What payments can I make with CardUp?

Our platform lets you shift payments currently made by cash, cheque or bank transfers onto your credit cards, even where cards are not accepted. These include payments such as rent, insurance premiums, school fees, mortgage loans and more. You can view the full list of accepted payments here.

Will I earn rewards on my credit card for payments made through CardUp?

All spend made using a Malaysia-issued card on your CardUp-registered account are eligible for the base earn rate of miles, points or cashback on most credit cards.

This includes all of these popular credit cards listed here.

How will the rewards earned outweigh the CardUp fee?

Rest assured for many credit cards in Singapore, the value of the rewards gained will outweigh our fees.

Our rewards calculator will help you calculate the miles or cashback earned based on the credit card used and amount spent.

Maximise your credit card rewards today

Join the tens of thousands of customers who have already earned millions of air miles with CardUp