Shift life expenses onto your cards and earn rewards

Earn rewards on your personal and business expenses

Shift expenses such as rent, insurance, supplier invoices and more onto your credit card even where cards are not accepted.

Get started for free

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Pay virtually expense by card

Earn miles, points and cashback on these payment types traditionally not payable by card.

Rent

Renovation

Mortgage

Car loan

Education

Insurance

Season parking

See all available payment types

Illustration of people celebrating rewards with their credit card

How many air miles can you earn?

Pay

Nick uses his credit card on CardUp to pay his rent and insurance

Earn

His card rewards him with air miles and cashback

Redeem

With the rewards earned, he essentially gets cost savings via cashback, or cheaper flight tickets via the air miles earned!

*CardUp charges a processing fee per transaction, starting from just 2.25%

Calculate your potential rewards

Using our handy rewards calculator, estimate the rewards you can earn from your largest expenses.

Check out rewards calculator

How to pay

1. Set up your payment

Sign up for free. Enter the payment details. The payment is charged to your card with a small fee. You can pay anyone, even if they don't use CardUp.

2. Your recipient gets paid

Once your payment is scheduled, your recipient receives the funds via bank transfer in as quickly as one business day.

3. Sit back and earn rewards

Sit back, relax and earn the rewards on your favourite credit cards from these payments. Here's to more miles, points and cashback!

Get started for free

CardUp supports cards from all major banks and issuers

Security is at the core of our platform

Our headquarters are licensed by the Monetary Authority of Singapore (MAS) and keep your data safe with our PCI-DSS compliant and 256-bit encrypted platform. What this means is that our platform meets the highest security standards to ensure that your payments are safe, secure and yours.

Learn how we keep your payments secure

Have questions about using our platform?

What payments can I make with CardUp?

Our platform lets you shift payments currently made by cash, cheque or bank transfers onto your credit cards, even where cards are not accepted. These include payments such as rent, insurance premiums, school fees, mortgage loans and more. You can view the full list of accepted payments here.

Will I earn rewards on my credit card for payments made through CardUp?

All spend made using a Malaysia-issued card on your CardUp-registered account are eligible for the base earn rate of miles, points or cashback on most credit cards.

This includes all of these popular credit cards listed here.

How will the rewards earned outweigh the CardUp fee?

Rest assured for many credit cards in Singapore, the value of the rewards gained will outweigh our fees.

Our rewards calculator will help you calculate the miles or cashback earned based on the credit card used and amount spent.

Maximise your credit card rewards today

Join the tens of thousands of customers who have already earned millions of air miles with CardUp